Terms & Conditions

1. Acceptance of Terms

Welcome to Panchamveda Oasis Foundation. By accessing and using our website (panchamveda.org), making donations, or participating in our programs, you agree to comply with and be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please do not use our website or services.

2. About Panchamveda Oasis Foundation

Panchamveda Oasis Foundation is a registered Section 8 Company (Non-Profit Organization) under the Companies Act, 2013, committed to:

• Providing education and skill development
• Women empowerment initiatives
• Healthcare and wellness programs
• Rural and community development
• Environmental conservation

3. Use of Website

3.1 Permitted Use

You may use our website for:

• Learning about our organization and programs
• Making voluntary donations
• Registering as a volunteer
• Accessing information about tax benefits
• Contacting us for legitimate inquiries

3.2 Prohibited Activities

You agree NOT to:

• Use the website for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Upload viruses, malware, or harmful code
• Impersonate any person or entity
• Harvest or collect user information
• Interfere with website functionality
• Make fraudulent transactions or donations
• Use automated systems (bots, scrapers) without permission

4. Donations and Payments

4.1 Voluntary Donations

All donations to Panchamveda Oasis Foundation are voluntary contributions. By making a donation, you acknowledge that:

• Donations are non-refundable except as specified in our Refund Policy
• You are making the donation of your own free will
• The donation is not in exchange for any goods or services
• You are authorized to use the payment method provided

4.2 Payment Processing

4.3 Payment Methods Accepted

• Credit Cards (Visa, Mastercard, American Express, RuPay)
• Debit Cards
• Net Banking
• UPI (Google Pay, PhonePe, Paytm, etc.)
• Wallets (Paytm, Mobikwik, etc.)

4.4 Transaction Security

All payment information is encrypted using SSL/TLS technology. Razorpay complies with Payment Card Industry Data Security Standards (PCI DSS).

4.5 Currency

All donations are processed in Indian Rupees (INR). International donors may see currency conversion charges from their bank.

5. Donation Receipts and 80G Certificates

5.1 Automatic Receipt

Upon successful payment, you will receive:

• Immediate payment confirmation via email
• Donation receipt within 24 hours
• 80G tax exemption certificate (if PAN provided) within 7 working days

5.2 Tax Deduction Eligibility

Donations to Panchamveda Oasis Foundation are eligible for 50% tax deduction under Section 80G of the Income Tax Act, 1961. To claim tax benefits:

• Provide your PAN number during donation
• Retain the 80G certificate for IT return filing
• Deduction is subject to IT department rules and regulations

6. Use of Donations

6.1 Fund Utilization

All donations received will be used for:

• Program implementation and operations
• Administrative expenses (as per regulatory limits)
• Project-specific purposes (if designated by donor)
• Organization's charitable objectives

6.2 Designated Donations

If you donate for a specific project or purpose, we will make reasonable efforts to use the funds accordingly. However, if circumstances change or project goals are met, we reserve the right to use the funds for similar charitable purposes.

6.3 Transparency

We maintain transparent financial records and publish annual reports detailing fund utilization. Financial statements are audited as per Companies Act requirements.

7. Volunteer Terms

7.1 Volunteer Relationship

Volunteers are not employees of Panchamveda Oasis Foundation. The volunteer relationship is:

• Voluntary and unpaid (unless specified otherwise)
• Not an employment contract
• Can be terminated by either party without notice
• Does not entitle volunteers to employee benefits

7.2 Volunteer Responsibilities

Volunteers agree to:

• Maintain confidentiality of sensitive information
• Act professionally and ethically
• Follow organization guidelines and policies
• Not misrepresent the organization
• Respect beneficiaries' dignity and privacy

8. Intellectual Property Rights

8.1 Our Content

All content on this website including text, images, logos, videos, and graphics are owned by or licensed to Panchamveda Oasis Foundation and are protected by copyright laws.

8.2 Limited License

You may:

• View and download content for personal, non-commercial use
• Share our social media posts with attribution
• Link to our website from your website

8.3 Restrictions

You may NOT:

• Reproduce content for commercial purposes
• Modify or create derivative works
• Remove copyright notices
• Use our logo or branding without written permission

9. Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy. By using our website, you consent to our data practices as described in the Privacy Policy.

10. Disclaimer of Warranties

10.1 Website "As Is"

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free from viruses or harmful components
• Information is accurate or complete

10.2 Third-Party Links

Our website may contain links to third-party websites (payment gateways, social media, partner organizations). We are not responsible for:

• Content on third-party websites
• Privacy practices of third parties
• Accuracy of third-party information

11. Limitation of Liability

To the fullest extent permitted by law, Panchamveda Oasis Foundation shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Payment gateway or bank processing errors
• Technical malfunctions or system failures
• Actions of volunteers or third parties
• Force majeure events (natural disasters, strikes, government actions)

12. Indemnification

You agree to indemnify and hold harmless Panchamveda Oasis Foundation, its directors, officers, employees, and volunteers from any claims, damages, losses, or expenses arising from:

• Your violation of these Terms and Conditions
• Your violation of any law or rights of third parties
• Your use of our website or services
• Your submission of false or misleading information

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of courts in Nashik, Maharashtra, India.

14. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of the website after changes constitutes acceptance of the modified terms.

Material changes will be notified via:

• Email to registered users
• Notice on the website homepage
• Updated "Last Modified" date

15. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact Information

For questions, concerns, or clarifications regarding these Terms and Conditions, please contact: